1. Customer Service
  2. TJX Rewards Credit Card

Already a cardmember?

Pay your bill, check your balance, view your Rewards and more.

Earn 5% Back* in Rewards Every Time

you shop our family of stores with a TJX Rewards credit card

Open a TJX Rewards credit card today to start earning every time you shop our family of stores.

Get a decision in seconds with no impact to your credit score:
SEE IF I PREQUALIFY > SEE IF I PREQUALIFY
Benefits
TJX Rewards® credit cardmembers
No annual fee**
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Earn 5% back* in Rewards

every time you shop our family of stores – there’s no limit to the amount of Rewards you can earn!

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Mastercard cardmembers earn 1% back* in Rewards
anywhere else Mastercard is accepted.
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Access Rewards Certificates digitally within 48 hours
of earning when you register at tjxrewards.com.
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Enjoy 10% off†

your first in-store purchase.

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Exclusive shopping events

where you can be the first to shop.

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Surprise and delight opportunities

from the brands you love!

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Cardmember-only free shipping offers.
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Lucky 25 monthly sweepstakes entry††

when you shop our family of stores with your card for a chance to win a $100 Gift Card! See Official Rules.

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One Card, Five Brands, All the Rewards

Earn Points towards Rewards every time you shop online or in store at our family of stores:

How It Works

Shop
Make purchases across our family of stores with a TJX Rewards credit card.

Earn
Every 1000 Points earns you a $10 Rewards Certificate.

Redeem
Use your Rewards Certificates on purchases online or in store.

How to Apply

In Stores
Apply at any of our family of stores when you shop.

Online
Apply directly from our websites on your computer or phone.

FAQs

    • Apply Now Apply Now or visit tjxrewards.com and click Apply.
    • Please complete entire application. Missing or inaccurate information may delay or adversely affect credit decisions. By applying you agree that, if approved, Synchrony Bank may provide you with a TJX Rewards® Platinum Mastercard® or a TJX Rewards® Credit Card.
    • If approved, a temporary card number will be issued for immediate use for online and in-store transactions within our family of stores.
    • Your physical card will arrive in 7–10 days.
    • Yes, it could. However, you can find out if you prequalify prequalify without impacting your credit score. If you prequalify, you will have an opportunity to accept the offer and apply for credit which may impact your credit score.
    • Use the TJX Rewards® Platinum Mastercard® or TJX Rewards® Credit Card to earn 5 points per $1 spent when you shop in stores or online across our family of stores.
    • Plus, TJX Rewards Platinum Mastercard cardmembers earn $1 point per $1 spent everywhere else Mastercard is accepted.
    • A $10 Rewards Certificate will be issued for every 1,000 Points you earn.
    • Rewards Certificates can be redeemed in-store across our family of stores or online at tjmaxx.com, marshalls.com and sierra.com.
    • If you are having trouble, contact the number below based on your credit card type:
    • The easiest way to manage your card and pay your bill is to log in to your TJX Rewards credit card account at tjxrewards.com. Here, you may also check your statement, update your account, view Rewards and more.
    • If you do not have an online account set up, you must create one by Registering Your Card.
    • This is the website where you can access and manage your TJX Rewards® Platinum Mastercard® or TJX Rewards® Credit Card.
    • This is the website where you may pay your bill online, manage your credit card, check your statement, update your account, view Rewards, and more.
    • Online
      • You can manually redeem your Rewards Certificates within checkout. When you enter the Payment section of checkout, you will see an area to manually type in your Rewards Certificates and CSC (Certificate Security Code) to redeem.
    • In Store
      • A cashier can scan the Rewards Certificates issued in your paper or electronic billing statement or via email to redeem.
      • Login to your TJX Rewards credit card account at tjxrewards.com to scan or print your available Rewards Certificates. If you do not have an online account set up at tjxrewards.com, you will need to Register Your Card.

Ready to become a valued
TJX Rewards® credit cardmember?

APPLY NOW

*Purchases subject to credit approval. See Rewards Program Terms for details.

**See Rates and Fees.

†Subject to credit approval. Excludes gift cards. Discount is only valid when used with your TJX Rewards credit card. See coupon for details.

††NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) and Puerto Rico 18 years and older. Ends 12/31/24. Read Official Rules, including odds, alternate method of entry, opt-out procedure, and prize descriptions. Limit 3 entries/day and 20 entries/monthly period. Void where prohibited. Sponsor: The TJX Companies, Inc., 770 Cochituate Road, Framingham, MA 01701. Neither Synchrony Bank nor any of its affiliates is a sponsor of the Sweepstakes.

The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

© 2024 The TJX Companies, Inc.